easy money

Thân thiện

A young entrepreneur smiles as his online store makes easy money.

Definition

1. Noun:
   • The economic condition in which credit is easy to secure: A financial environment where banks and lenders are willing to offer loans with low interest rates and minimal restrictions.
   • Income obtained with a minimum of effort: Money earned through little work, often implying the method is quick, simple, or opportunistic.

Usage Examples

• Noun:
  • The central bank's policies created a period of easy money, encouraging businesses to invest.
  • He thought day trading was easy money, but he quickly learned it required significant skill and research.
  • During the housing boom, getting a mortgage was easy money for many buyers.

Advanced Usage

• "to chase easy money": to pursue opportunities for quick profit with little effort, often without considering the risks.

  • Many inexperienced investors chase easy money in volatile markets and end up losing their savings.

• "easy money policy": a monetary policy by a central bank designed to increase the money supply and make borrowing cheaper.

  • The Federal Reserve adopted an easy money policy to stimulate the economy after the recession.

Variants and Related Words

• Easy credit (n): A similar concept focusing specifically on the easy availability of loans.

  • The era of easy credit led to a surge in consumer debt.

• Quick buck (n, informal): A small amount of money earned quickly and easily, often with a slightly negative connotation.

  • He's always looking for a quick buck rather than building a stable career.

Synonyms

• Quick profit: A gain made in a short time.
• Soft money (in economics): Refers to funds that are easily available, though this can have specific political connotations.

Related Phrases

• Money for old rope (idiom, chiefly British): Money earned for very little or no effort.

  • Getting paid to test video games feels like money for old rope.

• A license to print money (idiom): A situation, often a business, that generates excessive profits with little effort.

  • That government contract was essentially a license to print money for the company.

Notes on Connotation

The term "easy money" often carries a negative or cautionary connotation. It can imply that the money is: 1. Unearned or ill-gotten, suggesting a lack of moral legitimacy. 2. Temporary or risky, implying that such gains are unsustainable and may lead to future losses. 3. Economically destabilizing when referring to monetary policy, as it can lead to inflation or asset bubbles.

Học thuật

Noun

1. the economic condition in which credit is easy to secure
2. income obtained with a minimum of effort

Từ đồng nghĩa

• gravy train